Why is the UPI ID Network Slow and How Can I Fix it?

UPI Logo

In the past couple of years, India has seen the emergence of UPI or Unified Payments Interface.

It is a way to pay for goods and services on your mobile phone instantly and securely through your bank account with just one click.

However, many users have been reporting that the UPI ID network is slow & how can I fix it? This article will explain what the UPI ID network actually is, why it is slow, and how you can get around this issue.

What is the UPI network?

The UPI or Unified Payments Interface is an interface for electronic payments in India. It was developed by the National Payments Corporation of India (NPCI) in association with banks which allows money transfer across banks using a virtual address.

The service was launched on August 22, 2016, to compete with services like Visa, MasterCard, Paytm, and Mobikwik.

Causes of Slow UPI Network

There are a number of factors that could cause your UPI ID to be slower than usual. The following are a few common causes:

  • Your phone might not have enough storage space or RAM to handle the application.
  • You may not be connected to a strong internet connection.
  • You may have accidentally disabled Push notifications for an app, which can make it hard for the app to notify you of updates.
  • The app might need a software update.
  • Some banks may impose limits on transaction frequency from one account in order to protect their customers from fraud. If this is the case, contact the bank for more information about changing these settings.

Also Read: How to Get Free Paytm Cash in 2024: Tips and Tricks

How to Fix Slow UPI ID Network

Here are some possible fixes if you have a slow UPI ID network:

1. Check your internet connection

If your UPI network is slow, it is possible that you have some internet connection issues. There are a few things you can check to see if your internet connection might be affecting the speed of transactions.

  • You can use an online speed test to check your bandwidth.
  • You can also try uninstalling any programs that are currently running in the background.
  • Make sure that you have not run out of internet data.

2. Check if you have the latest version of the app

It doesn’t matter which app you are using for UPI payments, if you have an outdated app version, you will encounter a slow UPI network.

So, If you are running an older version of the app, updating to the latest version could help resolve your issue. To check the latest version of the app:

  1. Go to the App store.
  2. Select my apps from the menu.
  3. Find the app you are using and simply update it.

3. Delete and reinstall the app

Sometimes, buggy apps produce problems in UPI Networks. Even if you notice that your app is taking a long time to load or if you are getting errors when trying to log in, try deleting the app from your phone.

This will clear out any temporary files that might be causing problems with your phone’s memory. After deleting the app, try downloading it again.

4. Check if there are any updates available for your phone

If you are experiencing a slow UPI network or a long wait time, try updating your phone’s operating system. In order to update your operating system:

  • Go to Settings
  • Select General (or About Phone)
  • Scroll down until you see System Updates.
  • If there are any updates available, tap on Update Now.

The update process should take less than 10 minutes. Once the process has been completed, restart your device in order for the changes to take effect. Now check if the slow UPI network problem is fixed.

5. Restart your phone

Restarting your phone helps with any bugs or glitches that may be slowing down your phone.

Restarting also resets your device to its original state, which might help with a battery issue or any other software problem.

To restart your phone, hold down the power button for a few seconds until you see a power off prompt. Tap on ‘restart’ to turn off your device. Hold down the power button again for about ten seconds to turn your phone back on. Now check if the slow UPI problem gets fixed.

Also Read: What is Paytm First & How To Use It?

6. High volume of Transactions

Sometimes the UPI ID network is usually slow because of a high volume of transactions. Here are some ways you can reduce your data usage and speed up your transaction time:

  • Use WhatsApp to send money instead of using apps like PhonePe or Paytm, which use more data than Whatsapp.
  • Turn off all push notifications from apps like PhonePe, Paytm, etc. You don’t need to know about every transaction that happens as soon as it does. Only turn on push notifications for people who you want to be notified.
  • If you have other things running in the background when you use apps like PhonePe, turning them off will save battery life and make the app work faster.
  • Try restarting your phone after downloading a new update for an app such as PhonePe. It may just need some time to settle in before it works correctly.


The UPI ID network is slow because of an increase in users. If you are having trouble, try to restart the application or use a different app. However, if these problems persist for more than a day, please contact your bank or financial institution to find out what might be causing this issue.

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