PhonePe is Indian digital payments and financial technology company headquartered in Bengaluru, Karnataka, India. PhonePe was founded in December 2015, by Sameer Nigam, Rahul Chari, and Burzin Engineer. The PhonePe app, based on the Unified Payments Interface, went live in August 2016.
If you connect your account with Phonepe, you can do different exchanges through UPI (Unified Portal Interface) in merely seconds. In addition to this, you will likewise not be approached to fill in bank subtleties each time you make an exchange. You can choose the receiver’s phone number from your telephone contacts and make the payment.
To link your PhonePe to your bank account you will have to register your mobile number to Phonepe. When you link your bank account to your Phonepe account, a UPI ID is generated. You can likewise add more than one account and have separate UPI IDs for every single one of them.
Linking your banking account is a necessity to use PhonePe and use UPI id, But linking sometimes gives issues like “Unable to Add Bank Account”. In this article, we are going to look at some common fixes to being Unable to Add Bank Account on Phonepe.
Common Issues
When using a UPI for making payments, users face a lot of common issues such as slow transactions, transactions pending, failed transactions, server problems, internet connectivity problems, and unable to add their bank account in Phonepe. We are going to look at the fixes for the Unable to Add Bank Account in Phonepe.
Fix: Unable to Add Bank Account On Phonepe
1. Phone settings
The first method to fix the issue of being unable to add a bank account in Phonepe is to go to your device settings. After that, search for the date and time in the settings option. Once you find the date and time option, then click on the auto-enable option. If the date and time are already auto-enabled in your device, then disable it first and then enable it. The next step is to choose the airplane mode option on your device. Once you click on airplane mode, then wait for some minutes and disable it.
Once you do the following steps in the settings options then launch the Google Play Store application and on the search bar search Phonepe. Check whether there are new updates available for the application. Make sure you Update the application to the latest version. Now, try adding your bank account on Phonepe.
2. Clear application data and cache
If this issue is still not fixed, then another method is to go to your device settings. Proceed to the application manager. Once you click on application manager, then search for Phonepe and click on it. Once you click on it, the next step is to tap on the storage option and click on clear data options, and also clear the application cache.
Once the data is cleared, select the permissions options and enable all the application permissions. After you have enabled all the permissions, it should solve your bank error problem in Phonepe.
3. Retry adding your bank account
If the first method does not solve the issue, then the next method to solve this error is to try adding your bank account once again. With the help of the first method, add the bank account once again. To do that, the first step is to Launch the Phonepe application on your cell phone. Look for bank accounts in the search bar option given above. From the search results, click on the bank account options.
Then add your preferred bank account to your Phonepe and choose your bank name from the list below. After you select your bank, Phonepe needs to have access to all the permission and contacts to send SMS for verification. After you enable all the permissions, it will detect your bank account linked to your cellphone mobile number automatically. It is advised that you only add bank accounts that are linked to your mobile numbers.
All the bank accounts linked to your mobile number will be shown on the screen in the settings. Once you get there, you will see the option of adding a new bank account. Once you click on that option, you will be redirected to a page with multiple bank names to select your preferred bank and add all the details to link it with your Phonepe wallet.
You can set up one account as the primary one to do all the transactions. It saves the hassle of selecting one account every time you make a transaction. It makes your transactions a lot quicker and with ease.
4. Contact your bank
If the user finds it difficult to add a bank account to their Phonepe then another method to solve this problem is contacting your bank or visiting your bank account and checking whether your bank account is active. There might be some bank issues that are causing the problem of being unable to get your bank account currently into your Phonepe.
Conclusion
The above-mentioned are some of the easy and most effective methods to solve the problem of being unable to get your bank account currently Phonepe. These methods can help you link your bank account without any trouble fixing it.
With the help of this method, you can start using your Phonepe wallet again. You won’t need to add your or the recipient’s account numbers and other bank subtleties. You can essentially make payment only with one touch. Follow these methods to link your bank account with your Phonepe wallet successfully.